Episode 418
ACH Rule Changes for 2026: What Treasury Needs to Know
In this episode, Lee Patton speaks with Craig Jeffery of Strategic Treasurer about the 2026 ACH rule changes and what they mean for corporate treasury teams. They discuss the new company ID requirements, expanded risk-based fraud monitoring requirements, and which organizations must comply. Craig explains the importance of ACH fraud risk assessments, written policies and procedures, annual reviews, exception handling, and maintaining documentation that demonstrates compliance.
The discussion also explores the concept of risk-proportionate controls, practical steps for organizations that have not yet completed compliance efforts, and why treasury should act as the coordinator for ACH payment governance across the organization.
Link mentioned:
ACH Rules Overview: https://www.nacha.org/rules
Host:
Lee Patton, Strategic Treasurer
Speaker:
Craig Jeffery, Strategic Treasurer
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Treasury Roadmap: Addressing 2026 ACH Fraud Rule Changes that Impact Your Company
Effective June 2026, every company and public sector organization must comply with these changes, designed to reduce fraud and improve fund recovery in cases of business email compromise and vendor impersonation scams. For treasury teams, the stakes are high: these rules directly impact how your organization manages supplier onboarding, payment change requests, and ACH payments. Join PaymentWorks, Strategic Treasurer, and Nacha for an exclusive session tailored to treasury leaders.
