PLEASE READ CAREFULLY

I. Introduction
These Terms of Use govern your access and use of the website of Strategic Treasurer LLC and its affiliates and subsidiaries

The information on this web site is a service to our clients and as advertising to the visitors of the site. The information is only intended to be used by persons in the states in which we are licensed to practice. The information is not intended to create, and receipt of it does not constitute, a consultant-client or an accountant-client relationship. While the information in this web site is updated periodically, additional facts or future developments may affect subjects contained herein and no guarantee is given that the information provided is correct, complete, or up-to-date. Seek the advice of professional counsel before acting or relying upon any article, form or information in this web site. Our electronic mail is provided as a convenience in communicating with us, any contact via E-mail does not alone create a client relationship. Please remember Internet E-mail is not secure and messages sent to the company or any of its employees or attorneys should not contain sensitive or confidential information. The links connecting this site to other Internet web sites are provided to aid in the search for relevant business and other information of interest. Strategic Treasurer LLC and its owners and employees are neither affiliated with nor legally associated with any of those sites.

II. Acceptance of Terms
By linking, referencing, using or accessing websites of Strategic Treasurer LLC, you agree to these Terms and Conditions, including agreeing to indemnify and hold harmless Strategic Treasurer LLC from all claims of any nature. These Terms and Conditions may be changed at any time at the sole discretion of Strategic Treasurer LLC. These Terms and Conditions pertain to all websites of Strategic Treasurer LLC, including websites owned, operated or sponsored by any of the subsidiaries or affiliates of Strategic Treasurer LLC.

III. Children and Strategic Treasurer, LLC Websites
The website of Strategic Treasurer LLC is intended to be used by adults only and are not directed at minors. Adults, by allowing minors access to the websites of Strategic Treasurer LLC, you agree to accept full liability and responsibility for minors’ use, action and access to such websites.

IV. Intellectual Property; Link and Logo Licensing
Materials and intellectual property found on this website are protected by copyright and other intellectual property laws and treaties in the United States and worldwide. Trademarks, service marks and logos used on websites of Strategic Treasurer LLC are registered and unregistered trademarks, subject to the laws of the United States and other countries worldwide. Trademarks, service marks and logos used on these websites that have been provided by others are the property of their respective owners. You may not copy, modify, store, transmit, reproduce, or distribute any part of the information or content of or trademarks, service marks or logos used on these websites without the specific written consent of Strategic Treasurer LLC or their respective owners.

If you would like to link to Strategic Treasurer LLC. or use its logos on your site, please email us at w4terms@strategictreasurer.com.

V. Privacy
All personal information is subject to the Privacy Policy of Strategic Treasurer LLC.

VI. No Legal, Accounting, Finance or Investment Advice; Calculators/Calculations
Content of the website of Strategic Treasurer LLC should not be construed to be legal, accounting, finance or investment advice. Users are responsible for obtaining their own competent legal, accounting, finance and investment advice from qualified providers at their own expense.

Retirement and/or financial calculators/calculations which may be provided within these websites are provided solely for you to estimate hypothetical future financial or retirement status. You are responsible for the accuracy of any estimates and should not rely solely on these calculators. Seek advice from qualified providers before you make any investment or retirement decisions.

VII. Products and Services
Products and services are offered through Strategic Treasurer LLC and its subsidiaries. Not all products and services described are available in all states of the USA, or elsewhere in the world.

VIII. Links to Other Sites – Limitation of Liability
Strategic Treasurer LLC may provide, or third parties may provide, for your convenience and information only, links to other World Wide Web sites. Because Strategic Treasurer LLC does not have control over these sites, you agree that Strategic Treasurer LLC is not responsible for any liability resulting from the access or use of sites not owned by Strategic Treasurer LLC and that Strategic Treasurer LLC is not responsible for any content, advertising, product, or any other matter or issue, available through the World Wide Web, whether linked to, or from, websites of Strategic Treasurer LLC. Further, you agree that Strategic Treasurer LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by or in connection with the use of websites Strategic Treasurer LLC owns.

IX. Third Party Applications – Modification Prohibited
Strategic Treasurer LLC may provide you with access to third-party applications and services through its websites. You agree not to modify, decompile or reverse engineering any such third party applications, or any code related to such third party applications.

X. Termination and Blocking
You agree that Strategic Treasurer LLC reserves the right to terminate and/or block your use or access of its websites for any reason without prior notice to you.

XI. Indemnification
By linking, referencing, using or accessing websites of Strategic Treasurer LLC, you agree to these Terms of Use, including agreeing to defend, indemnify and hold harmless Strategic Treasurer LLC, its officers, directors, employees, agents, licensors, suppliers and any other third party, without limitation, against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these “Terms of Use”.

XII. LIMITATION OF LIABILITY
YOU AGREE THAT YOUR ACCESS TO, AND USE OF, THE WEBSITES OF STRATEGIC TREASURER, LLC AND THE CONTENT THEREOF IS AT YOUR RISK. YOU AGREE, THAT UNDER NO CIRCUMSTANCES SHALL STRATEGIC TREASURER LLC BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES OR YOUR REFERENCING, USING, ACCESSING, INABILITY TO USE OR ACCESS OR LINKING TO OR FROM THE WEBSITES OF STRATEGIC TREASURER LLC OR ANY ERRORS OR OMISSIONS IN THE CONTENT THEREOF. There are some jurisdictions that do not allow for the exclusion of certain warranties or the limitation or exclusion of liability for consequential or incidental damages. Based on this conclusion, the liability of Strategic Treasurer LLC is limited to the greatest extent permitted by law.

Copyright Notice

This site, like all online works, is copyrighted by law from the moment of posting. You may not take any copyrighted images, design elements, site mapping, html source, etc. and use them as your own without express written permission from Strategic Treasurer LLC.

The images that are copyrighted by Strategic Treasurer LLC are all images containing the Strategic Treasurer LLC logo, photographs of any persons living or dead, and any portion of the main logo on the home page of this site.

For additional information regarding copyright law for online works: http://www.loc.gov/copyright