2027 Treasury Technology Analyst Report
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Access Your Definitive Guide to Treasury Technology.
Researching new treasury and finance technology can be overwhelming. Strategic Treasurer has stepped in to help. Explore our definitive guide to the treasury technology landscape and discover detailed, data-based coverage of:
- Treasury & Risk Management Systems
- Treasury Aggregators
- Supply Chain Finance & Cash Conversion Cycle Solutions
- Treasury Ecosystem
- Investments
Learn more about these technologies and evaluate some of the top vendors in each industry.
Treasury and Risk Management Systems (TMS)
TMS and TRMS platforms form the operational core for many treasury departments, consolidating key activities like cash positioning, forecasting, payments, accounting, and risk oversight into a single system. Designed to streamline workflows and improve visibility, these systems vary in scale and sophistication, from entry-level solutions for smaller firms to advanced platforms for large, complex enterprises. A well-implemented TMS not only enhances efficiency and control but also serves as a hub connecting other tools across the treasury ecosystem.
Treasury Aggregators (TA)
Treasury aggregators help organizations manage both payments and bank data through a centralized, standardized interface. On the payments side, they act as payment hubs, routing transactions, converting formats, and supporting compliance with various bank and regional requirements. On the data side, they collect information from multiple banks and accounts and distribute it across internal systems in a usable format. This dual function increases efficiency, supports better decision-making, and enhances control, particularly for organizations operating across numerous banking partners and jurisdictions.
Supply Chain Finance (SCF) & Cash Conversion Cycle (CCC) Solutions
SCF and CCC tools support working capital optimization by improving the timing and efficiency of cash flows. SCF platforms help buyers leverage either excess liquidity or third-party financing to support working capital objectives and supplier resilience. CCC solutions automate and streamline processes such as invoicing, collections, cash application, and payment processing. While often managed by other teams, these solutions directly impact liquidity and are highly relevant to treasury’s strategic objectives.
Investment Solutions
Investment solutions help treasury manage excess liquidity through tools that support investment selection, execution, portfolio monitoring, and reporting. Depending on their scope, these platforms may provide access to money market funds and other short-term investment instruments, automate investment workflows, and improve visibility into holdings, maturities, returns, and risk exposures. By centralizing investment activities and supporting consistent policies and controls, these solutions help treasury balance liquidity, security, and yield while managing increasingly complex investment portfolios.
Treasury Ecosystem Solutions
Beyond core platforms, a growing number of specialized solutions address targeted needs across the treasury landscape. These tools may focus on areas such as cash forecasting, bank account management, security, FX risk, intercompany settlements, or payment execution, often complementing and integrating with a TMS or ERP. Many of these offerings use cloud-native and modular architectures to support integration into broader workflows. As the range and sophistication of these solutions continue to expand, treasury professionals have more opportunities to assemble flexible technology ecosystems tailored to their specific needs.
